Hi Jeff,
index.php/html is usually the default page that loads on most servers, so what you have set up should work. On some servers it is different, is your hosting on an apache or IIS server? As IIS servers sometimes use default.html/php/asp instead. I would check the documentation of your hosting provider to find out what the default page name is on your server.
Thanks!
Greg
Greg Thomas
PHP Programmer - interactivetools.com